Terms of Use

Last updated: May 18, 2026

Welcome to DebtStack Planner. By accessing or using the Service, you agree to be bound by these Terms of Use. If you do not agree, please do not use the Service.

1. Educational Purpose Only

DebtStack Planner is provided for informational and educational purposes only. It does not constitute financial, legal, tax, investment, or accounting advice. Always consult a qualified professional before making financial decisions.

2. No Warranty

The Service is provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to merchantability, fitness for a particular purpose, accuracy, or non-infringement.

3. Limitation of Liability

To the maximum extent permitted by law, DebtStack Planner and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits or financial loss, arising out of your use of the Service.

4. User Responsibilities

You are responsible for the accuracy of the information you enter and for safeguarding any data stored locally in your browser.

5. Intellectual Property

All content, branding, and software associated with the Service are owned by DebtStack Planner or its licensors and protected by applicable laws.

6. Acceptable Use

You agree not to misuse the Service, attempt to disrupt it, reverse engineer it, or use it for any unlawful purpose.

7. Changes to the Service or Terms

We may modify or discontinue features at any time and may update these Terms. Continued use after changes constitutes acceptance.

8. Governing Law

These Terms are governed by the laws of the jurisdiction in which the Service is operated, without regard to conflict of law principles.

9. Contact

Reach us via the contact page with any questions.