Your privacy matters. This Privacy Policy explains how DebtStack Planner ("we", "us", or "the Service") collects, uses, and protects information when you use our website and tools.
1. Information We Collect
DebtStack Planner is designed to work entirely in your browser. The financial data you enter — including debts, balances, interest rates, budgets, subscriptions, goals, and net worth entries — is stored locally on your device using your browser's local storage. We do not transmit or store this information on our servers.
We may collect limited, non-personal information automatically, such as:
- Anonymous usage statistics (e.g., pages visited)
- Standard server logs (IP address, browser type, timestamps)
- Cookies for essential functionality and analytics
2. How We Use Information
Aggregate, non-personal information is used to improve the Service, fix bugs, and understand which features are valuable. We do not sell your data.
3. Local Storage
Because your financial inputs live in your browser, clearing your browser data will erase your plan. We recommend exporting or backing up important entries before clearing storage.
4. Third-Party Services
We may use third-party providers for hosting, analytics, and error monitoring. These providers may process limited technical data on our behalf under their own privacy terms.
5. Children's Privacy
The Service is not directed to children under 13, and we do not knowingly collect personal information from children.
6. Your Choices
You can disable cookies in your browser settings and delete locally stored data at any time. Doing so may limit functionality.
7. Changes to This Policy
We may update this Privacy Policy from time to time. Material changes will be reflected by updating the "Last updated" date above.
8. Contact
Questions about this policy? Contact us via our contact page.